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GET /api/payments
POST /api/sms
"status": "success"
X-API-Key: simpo_***
{ "unified": true }

AI-Powered Fraud Detection with Shared Intelligence For MFIs, Banks & fintechs

SIMPO API uses AI-powered shared intelligence to protect MFIs, banks, and fintechs.
Alongside other essential APIs like payments, SMS, credit scoring, USSD, authentication, KYC, and more, all with a single integration.

Interested in building with us?

Join as Co-Founder

The problem with African infrastructure

Building in African markets means juggling dozens of APIs, managing multiple relationships, and dealing with inconsistent documentation.

Fragmented infrastructure

Every service requires its own integration, API keys, and documentation. What should take days takes months.

Inconsistent quality

Unreliable uptime, poor documentation, and varying API standards slow down your development cycle.

High integration costs

Each new market means new partnerships, compliance checks, and technical integrations that drain resources.

How Simpo works

Plug in once, access everything. We aggregate Africa's digital services into one beautiful, consistent API experience.

1

Get your API key

Sign up and get instant access to SIMPO’s unified API gateway in seconds.

2

Integrate Once

Connect via our single endpoint to access, Fraud detection, payments, SMS, credit scoring, KYC, USSD, and more.

3

Scale Without Limits

Expand into new services and markets instantly — no extra integrations, no added complexity

// Send money across Africa with one API call
const payment = await simpo.payments.create({
"amount": 1000,
"currency": "UGX",
"recipient": "+234801234567"
});

Everything you need in one place

Powerful features designed for developers who want to move fast and build great products.

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Smart Fraud Detection

AI-powered fraud prevention that learns from patterns across the entire network to protect your transactions.

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Unified API

One endpoint, one authentication method, and consistent responses across all services. No more managing dozens of different integrations.

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Credit scoring with AI

Advanced machine learning models trained on African financial data for accurate risk assessment and lending decisions.

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Multi-channel messaging

Send SMS, WhatsApp, and push notifications through one simple API call with intelligent routing and delivery optimization.

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Predictive forecasting

Data-driven insights and forecasting tools to help you make better business decisions and optimize your operations.

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Unified dashboard

Monitor all services, view analytics, and manage integrations from a single, beautiful interface designed for productivity.

Built for Africa's innovators

Whether you're a startup or an enterprise, Simpo scales with your ambitions across the continent.

🏦 Fintechs

Launch faster with pre-integrated payment rails and compliance tools

🚀 Startups

Focus on your core product while we handle infrastructure complexity

👨‍💻 Developers

Beautiful APIs, comprehensive docs, and SDKs in your favorite languages

🏢 SMEs

Enterprise-grade infrastructure without enterprise complexity

📱 Telcos

Monetize your infrastructure through our partner network

🌐 Platforms

Add financial services with minimal development effort

Why developers choose Simpo

We're not just another API provider. We're your partner in building the future of African digital services.

Simplicity first

No complex integrations. No scattered documentation. Just clean, consistent APIs that work exactly as expected.

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Intelligence built-in

AI-powered features that get smarter over time, helping you make better decisions with every transaction.

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Ship at light speed

Go from idea to production in hours, not months. We handle the complexity so you can focus on growth.

Ready to build the future?

Join thousands of developers who are already building amazing products with Simpo.